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Compare Cover Levels - Single & Annual Trip

Bronze Silver Gold
ExcessExcess
£100 £50 £0
Cancellation / CurtailmentCancellation - If you are unable to go on your trip.
Cover for your proportion of prepaid transport, accommodation & additional travel expenses, and pre-paid excursions booked before you go on your trip, that you cannot recover from any other source if you cannot travel due to:
  • you or anyone named on this policy becoming ill with an infectious disease within 14 days of your trip starting (including contracting Covid-19)
  • you, a close relative, the person you are intending to stay with, or a business associate's death, injury or illness (excluding contracting Covid-19)
  • redundancy
  • required as a witness or member of the jury in a court of law;
  • or the requirements of H.M. Forces (Course charges or tuition fees are not included).

Curtailment - If you need to come home early.
Pro-rata refund of your pre-paid unused trip costs from the day you come home if you or anyone named on this policy becomes ill with an infectious disease during your trip (including contracting Covid-19), you or your travel companion have to return early because you, the person you are travelling with, the person you are staying with, a close relative or business associate in your home country, unexpectedly suffer injury, illness (excluding contracting Covid19) or death.
£750
(Covid-19 Not Included)
£2,000
(Covid-19 Not Included)
£10,000
(Including Covid-19*)
Emergency Medical ExpensesIf you need emergency medical attention. To cover customary and reasonable fees or charges, necessary and emergency medical expenses, necessary travel and accommodation or repatriation costs in the event of your illness, injury or death during your trip
£2M
(Including Covid-19*)
£5M
(Including Covid-19*)
£10M
(Including Covid-19*)
Return Journey - Denied Boarding (cover for additional accommodation)If you are denied boarding on your inbound flight - cover for additional accommodation.
£40 / £560
(Including Covid-19*)
Return Journey - Denied Boarding (cover for additional return transportation)If you are denied boarding on your inbound flight - cover for additional return transportation.
£300 Europe
£500 Worldwide
(Including Covid-19*)
Scheduled Airline Failure (Before departure)Scheduled Airline Failure (Before departure)
£1,500
Scheduled Airline Failure (After departure)Scheduled Airline Failure (After departure)
£1,500
If your departure is delayed by 12 hours or moreIf your departure is delayed by 12 hours or more
£20 per 12hrs upto £100 £25 per 12hrs upto £150 £50 per 12hrs upto £500
If you choose to cancel after a 24 hour delayIf you choose to cancel after a 24 hour delay
£750 £2,000 £10,000
Missed departureMissed departure
£300 £600 £1,500
Emergency Medical AttentionEmergency Medical Attention
£2,000,000 £5,000,000 £10,000,000
Emergency Dental AttentionEmergency Dental Attention
£200 £300 £750
Public hospital inconvenience Public hospital inconvenience
£20 per 24hrs upto £500 £25 per 24hrs upto £1000 £75 per 24hrs upto £1500
If you need to come home earlyIf you need to come home early
£500 £1,500 £10,000
If your possessions are lost stolen or damagedIf your possessions are lost stolen or damaged
£500 £1,500 £3,500
Clothes Clothes
£250 £700 £1,500
LuggageLuggage
£50 £150 £300
ShoesShoes
£35 £75 £200
CosmeticsCosmetics
£25 £75 £200
Fine Jewellery and watchesFine Jewellery and watches
£75 £300 £750
Electrical items and photographic equipmentElectrical items and photographic equipment
£50 £150 £500
Buggies Strollers & Car SeatsBuggies Strollers & Car Seats
£100 £100 £100
LaptopsLaptops
£500 £500 £500
EyewearEyewear
£50 £50 £150
Unreceipted ItemsUnreceipted Items
£150 £150 £150
If your possessions are delayed by 24 hoursIf your possessions are delayed by 24 hours
£75 £100 £500
If your cash is lost or stolenIf your cash is lost or stolen
£150 £300 £1,000
Passport Lost or Stolen - Cost of emergency docsPassport Lost or Stolen - Cost of emergency docs
£100 £100
Passport Lost or Stolen - Transport to collect docsPassport Lost or Stolen - Transport to collect docs
£150 £400
HijackHijack
£100 per 24hrs upto £1500
MuggingMugging
£100 per 24hrs upto £1500
Personal liabilityPersonal liability
£1,000,000 £2,000,000 £2,000,000
Accidental death benefitAccidental death benefit
£10,000 £15,000 £25,000
Permanent total loss of sightPermanent total loss of sight
£10,000 £15,000 £25,000
Permanent total disablementPermanent total disablement
£10,000 £15,000 £25,000
If you need legal advice (30 mins free advice)If you need legal advice (30 mins free advice)
£10,000 £15,000 £25,000
Natural Disaster - Alternative AccomodationNatural Disaster - Alternative Accomodation
£1,500
Only available if associated optional extra is selected:

Cruise Extension:
Missed Port DepartureMissed Port Departure
£500
Skipped Port BenefitSkipped Port Benefit
£125 per port upto £750
Cabin Confinement Cabin Confinement
£50 per 24hrs upto £500
Formal Attire - Lost or Damaged Formal Attire - Lost or Damaged
£1,000
Formal Attire - Delayed by more than 24 hrsFormal Attire - Delayed by more than 24 hrs
£25 per 24hrs upto £250
Winter sports Extension:
Your Ski EquipmentYour Ski Equipment
£400 £400 £1,000
Hired Ski EquipmentHired Ski Equipment
£200 £400 £400
Delayed Ski Equipment TotalDelayed Ski Equipment Total
£10 per 12hrs upto £300 £10 per 12hrs upto £300 £50 per 12hrs upto £500
Loss of Ski PackLoss of Ski Pack
£25 per 24hrs upto £300 £25 per 24hrs upto £300 £50 per 24hrs upto £500
Piste ClosurePiste Closure
£20 per 24hrs upto £200 £20 per 24hrs upto £200 £50 per 24hrs upto £500
AvalancheAvalanche
£25 per 24hrs upto £250 £25 per 24hrs upto £250 £50 per 24hrs upto £500
Gadget Extension:
Gadgets lost stolen or damagedGadgets lost stolen or damaged
£2,000 £2,000 £2,000
If you choose to cancel / abandon after a 24 hr delayIf you choose to cancel / abandon after a 24 hr delay
£750 £2,000 £10,000
Reasonable unexpected costs Reasonable unexpected costs
£100 £100 £100
Costs to rearrange outbound flight after 24 hrsCosts to rearrange outbound flight after 24 hrs
£200 £200 £200
Costs for alternative travel arrangements (return journey)Costs for alternative travel arrangements (return journey)
£750 £2,000 £2,000
Parking costs if delayed over 24 hrsParking costs if delayed over 24 hrs
£250 £250 £250
Timeshare Extension:
Unable to use Timeshare following trip cancellationUnable to use Timeshare following trip cancellation
£750 £1,500 £2,500
Golf Extension:
Golf Equipment - Lost stolen or damagedGolf Equipment - Lost stolen or damaged
£1,500 £1,500 £2,500
Golf Equipment - DelayedGolf Equipment - Delayed
£50 per 12hrs upto £400 £50 per 12hrs upto £400 £200 per 12hrs upto £1000
Golf - Adverse weatherGolf - Adverse weather
£100 per 24hrs upto £400 £100 per 24hrs upto £400 £200 per 24hrs upto £400
Hole in one Hole in one
£100 £100 £250
Business Extension:
Business Equipment - Lost stolen or damagedBusiness Equipment - Lost stolen or damaged
£500 £500 £1,000
Business Money - Lost or stolen Business Money - Lost or stolen
£500 £500 £750
Business Samples Delayed Business Samples Delayed
£125 per 12hrs upto £500 £125 per 12hrs upto £500 £250 per 12hrs upto £1000
Transportation costs to replace samples delayed over 12 hrsTransportation costs to replace samples delayed over 12 hrs
£500 £500 £1,000
Return or replacement to fulfil duties Return or replacement to fulfil duties
£1,500 £1,500 £2,500



Compare Cover Levels - Longstay

Longstay
If you are unable to go on your tripReturn or replacement to fulfil duties
£5,000
Scheduled Airline Failure (Before departure)Return or replacement to fulfil duties
£2,000
Scheduled Airline Failure (After departure)Return or replacement to fulfil duties
£2,000
If your departure is delayed by 12 hours or moreReturn or replacement to fulfil duties
£40 per 12hrs upto £800
If you choose to cancel after a 24 hour delayReturn or replacement to fulfil duties
£5,000
Missed departureReturn or replacement to fulfil duties
£2,000
Emergency Medical AttentionReturn or replacement to fulfil duties
£10,000,000
Emergency Dental AttentionReturn or replacement to fulfil duties
£100
Public hospital inconvenience Return or replacement to fulfil duties
£50 per 24hrs upto £1,000
If you need to come home earlyReturn or replacement to fulfil duties
£5,000
If your possessions are lost stolen or damagedReturn or replacement to fulfil duties
£3,000
Clothes & FootwearReturn or replacement to fulfil duties
£3,000
LuggageReturn or replacement to fulfil duties
£250
ShoesReturn or replacement to fulfil duties
n/a as inc with clothes
CosmeticsReturn or replacement to fulfil duties
£250
Fine Jewellery and watchesReturn or replacement to fulfil duties
£600
Electrical items and photographic equipmentReturn or replacement to fulfil duties
£600
Buggies, Strollers & Car SeatsReturn or replacement to fulfil duties
£100
LaptopsReturn or replacement to fulfil duties
£500
EyewearReturn or replacement to fulfil duties
£150
Unreceipted ItemsReturn or replacement to fulfil duties
£150
If your possessions are delayed by 12 hoursReturn or replacement to fulfil duties
£50 per 12hrs upto £250
If your cash is lost or stolenReturn or replacement to fulfil duties
£500
Inter Rail Tickets - Lost or stolen Return or replacement to fulfil duties
£1,000
Passport Lost or Stolen - Cost of emergency docsReturn or replacement to fulfil duties
£150
Passport Lost or Stolen - Transport to collect docsReturn or replacement to fulfil duties
£350
HijackReturn or replacement to fulfil duties
£100 per 24hrs upto £1,000
MuggingReturn or replacement to fulfil duties
£100 per 24hrs upto £1,000
Personal liabilityReturn or replacement to fulfil duties
£2,000,000
Accidental death benefitReturn or replacement to fulfil duties
£10,000
Permanent total loss of sightReturn or replacement to fulfil duties
£25,000
Permanent total disablementReturn or replacement to fulfil duties
£25,000
If you need legal advice (30 mins free advice)Return or replacement to fulfil duties
£50,000
Natural Disaster - Alternative AccomodationReturn or replacement to fulfil duties
Gadgets lost, stolen or damagedReturn or replacement to fulfil duties
£1,000
Force Majeure ExtensionReturn or replacement to fulfil duties
£3,000
If you choose to cancel / abandon after a 24 hr delayReturn or replacement to fulfil duties
£5,000
Reasonable unexpected costs Return or replacement to fulfil duties
£100
Costs to rearrange outbound flight after 24 hrsReturn or replacement to fulfil duties
£200
Costs for alternative travel arrangements (return journey) after 72 hrsReturn or replacement to fulfil duties
£2,000
Parking costs if delayed over 24 hrsReturn or replacement to fulfil duties
£250
Tuition Fees - Unable to go on trip due to injury or illnessReturn or replacement to fulfil duties
£6,000
Tuition Fees - Rtn home early due to injury or illnessReturn or replacement to fulfil duties
£6,000
Missed flight due to mechanical breakdown - Alternative transport costs Return or replacement to fulfil duties
£500
ExcessReturn or replacement to fulfil duties
£50



*Please Remember - There is no cover on any of our policies if you travel against the Foreign and Commonwealth Office, government, local authority, or medical advice. Terms and Conditions Apply. Please see our Policy Wording for full details.