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Compare Cover Levels - Single & Annual Trip

Bronze Silver Gold
If you are unable to go on your trip £750 £2,000 £10,000
Scheduled Airline Failure (Before departure) n/a n/a £1,500
Scheduled Airline Failure (After departure) n/a n/a £1,500
If your departure is delayed by 12 hours or more £20 per 12hrs upto £100 £25 per 12hrs upto £150 £50 per 12hrs upto £500
If you choose to cancel after a 24 hour delay £750 £2,000 £10,000
Missed departure £300 £600 £1,500
Emergency Medical Attention £2,000,000 £5,000,000 £10,000,000
Emergency Dental Attention £200 £300 £750
Public hospital inconvenience £20 per 24hrs upto £500 £25 per 24hrs upto £1000 £75 per 24hrs upto £1500
If you need to come home early £500 £1,500 £10,000
If your possessions are lost stolen or damaged £500 £1,500 £3,500
Clothes £250 £700 £1,500
Luggage £50 £150 £300
Shoes £35 £75 £200
Cosmetics £25 £75 £200
Fine Jewellery and watches £75 £300 £750
Electrical items and photographic equipment £50 £150 £500
Buggies Strollers & Car Seats £100 £100 £100
Laptops £500 £500 £500
Eyewear £50 £50 £150
Unreceipted Items £150 £150 £150
If your possessions are delayed by 24 hours £75 £100 £500
If your cash is lost or stolen £150 £300 £1,000
Inter Rail Tickets - Lost or stolen n/a n/a n/a
Passport Lost or Stolen - Cost of emergency docs n/a £100 £100
Passport Lost or Stolen - Transport to collect docs n/a £150 £400
Hijack n/a n/a £100 per 24hrs upto £1500
Mugging n/a n/a £100 per 24hrs upto £1500
Personal liability £1,000,000 £2,000,000 £2,000,000
Accidental death benefit £10,000 £15,000 £25,000
Permanent total loss of sight £10,000 £15,000 £25,000
Permanent total disablement £10,000 £15,000 £25,000
If you need legal advice (30 mins free advice) £10,000 £15,000 £25,000
Natural Disaster - Alternative Accomodation n/a n/a £1,500
Your Ski Equipment £400 £400 £1,000
Hired Ski Equipment £200 £400 £400
Delayed Ski Equipment Total £10 per 12hrs upto £300 £10 per 12hrs upto £300 £50 per 12hrs upto £500
Loss of Ski Pack £25 per 24hrs upto £300 £25 per 24hrs upto £300 £50 per 24hrs upto £500
Piste Closure £20 per 24hrs upto £200 £20 per 24hrs upto £200 £50 per 24hrs upto £500
Avalanche £25 per 24hrs upto £250 £25 per 24hrs upto £250 £50 per 24hrs upto £500
Gadgets lost stolen or damaged £2,000 £2,000 £2,000
Force Majeure Extension n/a n/a n/a
If you choose to cancel / abandon after a 24 hr delay £750 £2,000 £10,000
Reasonable unexpected costs £100 £100 £100
Costs to rearrange outbound flight after 24 hrs £200 £200 £200
Costs for alternative travel arrangements (return journey) £750 £2,000 £2,000
Parking costs if delayed over 24 hrs £250 £250 £250
Unable to use Timeshare following trip cancellation £750 £1,500 £2,500
Golf Equipment - Lost stolen or damaged £1,500 £1,500 £2,500
Golf Equipment - Delayed £50 per 12hrs upto £400 £50 per 12hrs upto £400 £200 per 12hrs upto £1000
Golf - Adverse weather £100 per 24hrs upto £400 £100 per 24hrs upto £400 £200 per 24hrs upto £400
Hole in one £100 £100 £250
Business Equipment - Lost stolen or damaged £500 £500 £1,000
Business Money - Lost or stolen £500 £500 £750
Business Samples Delayed £125 per 12hrs upto £500 £125 per 12hrs upto £500 £250 per 12hrs upto £1000
Transportation costs to replace samples delayed over 12 hrs £500 £500 £1,000
Return or replacement to fulfil duties £1,500 £1,500 £2,500
Excess £100 £50 £0



Compare Cover Levels - Cruise

Gold
If you are unable to go on your trip £10,000
Scheduled Airline Failure (Before departure) £1,500
Scheduled Airline Failure (After departure) £1,500
If your departure is delayed by 12 hours or more £50 per 12hrs upto £500
If you choose to cancel after a 24 hour delay £10,000
Missed departure £1,500
Emergency Medical Attention £10,000,000
Emergency Dental Attention £750
Public hospital inconvenience £75 per 24hrs upto £1,500
If you need to come home early £10,000
If your possessions are lost stolen or damaged £3,500
Clothes £1,500
Luggage £300
Shoes £200
Cosmetics £200
Fine Jewellery and watches £750
Electrical items and photographic equipment £500
Buggies, Strollers & Car Seats £100
Laptops £500
Eyewear £150
Unreceipted Items £150
If your possessions are delayed by 24 hours £500
If your cash is lost or stolen £1,000
Inter Rail Tickets - Lost or stolen n/a
Passport Lost or Stolen - Cost of emergency docs £100
Passport Lost or Stolen - Transport to collect docs £400
Hijack £100 per 24hrs upto £1,500
Mugging £100 per 24hrs upto £1,500
Personal liability £2,000,000
Accidental death benefit £25,000
Permanent total loss of sight £25,000
Permanent total disablement £25,000
If you need legal advice (30 mins free advice) £25,000
Natural Disaster - Alternative Accomodation £1,500
Missed Port Departure £500
Skipped Port Benefit £125 per port upto £750
Cabin Confinement £50 per 24hrs upto £500
Formal Attire - Lost or Damaged £1,000
Formal Attire - Delayed by more than 24 hrs £25 per 24hrs upto £250



Compare Cover Levels - Longstay

Plus
If you are unable to go on your trip £5,000
Scheduled Airline Failure (Before departure) £2,000
Scheduled Airline Failure (After departure) £2,000
If your departure is delayed by 12 hours or more £40 per 12hrs upto £800
If you choose to cancel after a 24 hour delay £5,000
Missed departure £2,000
Emergency Medical Attention £10,000,000
Emergency Dental Attention £100
Public hospital inconvenience £50 per 24hrs upto £1,000
If you need to come home early £5,000
If your possessions are lost stolen or damaged £3,000
Clothes & Footwear £3,000
Luggage £250
Shoes n/a as inc with clothes
Cosmetics £250
Fine Jewellery and watches £600
Electrical items and photographic equipment £600
Buggies, Strollers & Car Seats £100
Laptops £500
Eyewear £150
Unreceipted Items £150
If your possessions are delayed by 12 hours £50 per 12hrs upto £250
If your cash is lost or stolen £500
Inter Rail Tickets - Lost or stolen £1,000
Passport Lost or Stolen - Cost of emergency docs £150
Passport Lost or Stolen - Transport to collect docs £350
Hijack £100 per 24hrs upto £1,000
Mugging £100 per 24hrs upto £1,000
Personal liability £2,000,000
Accidental death benefit £10,000
Permanent total loss of sight £25,000
Permanent total disablement £25,000
If you need legal advice (30 mins free advice) £50,000
Natural Disaster - Alternative Accomodation n/a
Gadgets lost, stolen or damaged £1,000
Force Majeure Extension £3,000
If you choose to cancel / abandon after a 24 hr delay £5,000
Reasonable unexpected costs £100
Costs to rearrange outbound flight after 24 hrs £200
Costs for alternative travel arrangements (return journey) after 72 hrs £2,000
Parking costs if delayed over 24 hrs £250
Tuition Fees - Unable to go on trip due to injury or illness £6,000
Tuition Fees - Rtn home early due to injury or illness £6,000
Missed flight due to mechanical breakdown - Alternative transport costs £500
Excess £50