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Hurricane Dorian

Following the news of Hurricane Dorian, which is due to move across the Bahamas this week and impact Florida on Monday 2nd September 2019, we here at tifgroup would like to extend our sympathies to those affected and clarify our position.


We always advise all travellers to check the FCO’s advice for their chosen destination and the current advice on this matter can be found here:




For residents of EIRE please follow the advice of the Department of Foreign Affairs and Trade as follows:





This type of event is unfortunately not covered across the travel insurance industry for claims relating to cancellation. This is because most policies have the following exclusion relating to cancellation “any claim where the fire, flood, earthquake, storm, lightning, explosion, hurricane or infectious disease had already happened before you left home”.


If you need to come home early

Cutting short your trip may be covered depending on your circumstances. Please refer to your policy wording in the first instance and if you are unsure please contact your claims team. There is no cover for coming home early in the event of loss of enjoyment for whatever reason.

Each travel insurance product varies and we would recommend you check your policy wording to see if any other cover may be available, or alternatively contact your claims team to discuss your individual situation.


In the event that you have specific questions not answered by this directive, please feel free to contact us on directivesqueries@tifgroup.co.uk and we will endeavour to offer an answer.


This article was posted on 02-09-2019