Travel Insurance with pre existing medical conditions
Having a pre-existing medical condition can make it difficult to find the right travel insurance policy for you which is affordable.
Fortunately, here at First Travel, we specialise in looking after those with pre-existing medical conditions, in particular for those with diabetes and heart conditions. Our travel insurance with medical conditions is wide ranging, with different levels of cover from Bronze, through to Platinum so that you can decide which is the best travel insurance for you, at competitive prices. And your cover for pre-existing medical conditions can be added easily to your Policy through our highly trained specialists.
Why include medical conditions on your travel insurance?
Claims which occur through medical emergencies can cost insurance companies thousands. This is why First Travel and other insurance companies will offer millions of pounds (up to £10 million on ours), to pay for things like hospital treatment, repatriation and other expenses which arise from having to stay abroad longer due to medical emergencies.
Due to pre-existing medical conditions posing a greater risk of claiming, there are usually additional premiums to pay, should you want to insure your conditions. Whether your condition was serious such as cancer, or something minor which occurred a while back, then it would still be advised to disclose these to us. Even cured and historical conditions may still have to be declared.
Organising travel insurance with medical conditions ensures that falling ill on holiday (due to your medical condition) is covered, so that your health care costs are met, which can run into the thousands. And so, insuring your conditions will provide peace of mind, just in case any unforeseen circumstances did occur.
Our medical screening service
Our team of highly trained specialists will ask a number of questions and you will be required to submit detailed answers. You may be asked about a range of conditions both physical and mental such as depression and anxiety. We understand that this can be a frustrating process, however, it is necessary so we can tailor your policy to your exact needs and offer you the best possible terms and conditions.
If a medical condition was not declared to us, it may result in your claim being rejected. It may be tempting to withhold certain information in order to obtain a cheaper premium, but in the event of a claim our insurance company can access your medical records.
You really want to be sure that you are absolutely, fully covered and as such, no matter how small the medical conditions, it is always worth disclosing it to us.
Get a quote online for single trip or annual multi trip travel insurance and call our specialists on 0203 824 0735 to get a quote for your travel insurance with medical conditions.
You may also be interested in:
- Annual Multi Trip Insurance
- Single Trip Travel Insurance
- Long Stay Travel Insurance
- Winter Sports Insurance
